Knowing how to find the fair market value of a home in San Diego is important if you’re thinking about refinancing or selling your home. If you look at what your home value could be online, you may get prices differing by over ten of thousand dollars sometimes, so how can you find out what your home is worth? 
There are many free home evaluation tools available online that can give you a good estimate of what your home is worth. However, the best way to make sure you have the most accurate evaluation possible is to work with a real estate agent that is local to San Diego and understands the local areas and trends. A realtor can help you get your home professionally appraised.




Understanding Home Appraisal Process Work? 

If you’re selling a home in San Diego, you’ll need an appraisal in almost every case unless you’ve found a cash buyer willing to pay for it as-is.

The results of the home evaluation will help you and your agent determine a reasonable asking price for the home. Later on, when you’ve found a potential buyer, the buyer’s lender will conduct their own appraisal to verify that they’re lending the buyer the correct amount. 


So, what is a home appraiser, and how do they determine your home’s value? A home the appraiser is a professionally licensed, unbiased third party with accurate, up-to-date knowledge of the local area.

The Appraiser will visit your home and fill out an appraisal report, typically from the Federal National Mortgage Association (Fannie Mae). This report will depend on what style of home you have, but it will often include different factors to help the appraiser describe the interior and exterior of the house and the surrounding area.

Some of these factors include: 

  • A map of the neighborhood
  • Comparable home sales (condition & upgrades made to the home
  • Photographs and sketches of the property
  • Public land and tax records


Should You Use Online Tools to Evaluate a Home’s Value Before Selling?


Online home evaluation tools might be tempting because they’re more convenient, fast, and cheaper than scheduling a time for an appraiser to come out. Plus, they’re often available for free. You don’t have to avoid online evaluation tools entirely. They can be a great starting point to give you an idea of how much you can get for your home and figure out what repairs or improvements you might need to get started on. However, they shouldn’t be used in place of a professional.

The biggest issue with online evaluation tools is that they’re rarely tailored to a specific community. At The Karp Group, we’ve fixed this problem by creating our own home evaluation tool to help you start your home selling journey. All you have to do is provide your address and a brief description of your home. Then, our unique system will conduct a thorough comparative market analysis of similar homes listed or sold in and around your San Diego community.

In addition, the tool will also consider the specific aspects of your home that make it stand out from other listings. We’ll be able to help you determine a fair estimate of what your home might sell for because our database is specific to the San Diego housing market.






Unfortunately, it’s a fact that Zillow Zestimate is highly inaccurate and outdated when trying to find out how much your home is worth. In fact, their calculations can usually be off by as much as 10 to 20 percent.

The accuracy of Zestimate depends on the data of specific areas and locations. It can work well on properties listed on the MLS because the price is already visible.

However, they’re not accurate when it comes to off-market homes. Zillow Zestimate also doesn’t consider recent upgrades or structural improvements made to your home. It’s impossible for the algorithm to tell whether the home is furnished or unfurnished, or if you’ve recently added new appliances, updated the roofing or flooring, or just added a fresh coat of paint.

As a result, Zillow’s home evaluation probably won’t reflect the actual value of your home. The same generally holds true for other online home evaluation tools and services.


We can help you learn how to find the fair market value of a home in San Diego

At The Karp, Realty Group our number one goal is to simplify the home-selling process for homeowners in San Diego.

To that end, we offer a unique Seller’s Cancellation Guarantee because we’re so confident our real estate system will work for you. This guarantee gives you the right to cancel your listing agreement with us if you’re unsatisfied with our service. You can cancel the agreement anytime before receiving an offer to purchase your home, with no penalties or obligations.

To learn more about how to find the fair market value of a home and our Seller’s Cancellation Guarantee, give us a call at 
619-254-0334 or fill out the form below for more information. Your 100% satisfaction is our number one priority and is always guaranteed! 


Curious what is your home worth today? Click me and let's find it out!



Provided by Zillow


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- Jimenez Family


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